Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



*Online decision

*Responsible lenders

*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment



*Instant Decision

*60-Second Application Form

*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help


Credit Card Debt


Housing Issues


Professional Loans


Why You Should Compare With Us

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances





Representative Examples from Competitive Companies

Loan amount
Loan term
3 months
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Loan amount
Loan term
2 Months
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Bank Loans UK: Finding the Best Loan Options

While in the ancient past, finding loans has never been a problem, the incessantly increasing demands for loans and other loan services — which can partly be attributed to its continued rise in popularity, as well as the relentless surge of men’s population in the society— has since brought about growing problems not only to the lenders, but most especially for the borrowers. As the number of borrowers taking advantage of loans continued to increase, so did the number of those with unpaid debts, it appears.

In an effort address what was, at that time, a growing problem, traditional lending institutions such as banks and other lending firms have decided to come up with a credit scoring system, designed especially towards the same end. Under this credit scoring system, lending firms and institutions were easily able to classify borrowers according to their finanwhy choose bank loansces. Borrowers whom the lenders believe were well capable of paying off their future debts were easily segregated from those whom the lending institutions suspected to be unlikely capable of paying off their loans at all. Individuals with income levels that do not meet what the lending firms have decided as the minimum were automatically given poor credit scores, while those who repeatedly missed out on their payments, regardless of their reasons, had their records automatically indicate their bad payment histories.


As a consequence, borrowers with poor credit scores and bad payment histories were consequently disqualified from availing any more loans from any of the standard lending institutions. And although the credit scoring system that the lending firms had in place proved to be highly helpful in lowering the number of unpaid debts, its long-term effects to the finances of the borrowers with bad credit proved to be extremely harmful. Since borrowers with poor credit scores and bad payment histories were already precluded from taking loans from legitimate lending firms, they were often left with very little and often uncomfortable or downright impractical alternatives. And because borrowing money from family and friends and selling personal properties were not always easy, borrowers with bad credit were often left no other choice but to take underground loans from illegally operating lending institutions. While this latter option did provide borrowers with temporary monetary relief that they urgently needed, the long-term repercussions associated with their excessively high interest rates left many borrowers in perpetuated financial predicaments.

Getting Bank Loans for Bad Credit

As more and more borrowers found themselves with poor credit scores and bad payment histories, however, a whole new market made up entirely of borrowers with bad credit was consequently created. And with the continued rise in demands for more secure and more affordable financial options continued to increase in what was then a newly created market, lending firms and institutions have decided to come up with innovative new loan solutions. Compared to bank loans and other conventional loans that are being offered by the traditional lending institutions, these innovative new loan solutions provide borrowers with much needed financial relief without them being subjected to the usual hassle entailed in applying for loans from conventional lending institutions. Unlike application procedures for most of the conventional loans such as bank loans that are being offered by most traditional lending institutions, applications for these innovative new loan services do not necessitate having to wait in long lines for long hours, nor do they entail even longer waiting when it comes to approvals as well as release of approved loans’ funds. Through these innovative new loan services, borrowers need not have to settle for bank loans and other conventional loans that are being offered by many standard lending firms.

Comparing Bank Loans and Instant Loans for Bad Credit

With innovative new loan solutions such as instant loans for bad credit, bank loans are not the only option for borrowers especially in times of urgent financial situations. Unlike many of the bank loans that are being offered by standard lending firms, applications for innovative new loan solutions such as instant loans for bad credit may now easily be accomplished entirely over the internet. And because applications for these loan solutions may now be done online, borrowers now have the comfort of being able to send in their loan applications even right straight from the comfort of their own homes — a feature that’s not always available to applicants of bank loans from traditional lending institutions.

Since applications for innovative loan services such as instant loans for bad credit may now be completed entirely online, borrowers can now expect for their applications to be processed in much shorter time. Unlike applications for bank loans and other conventional loans being offered by traditional lending firms, applications for instant loans and other innovative loan solutions can be processed and approved in as little as mere minutes after the applications have been submitted. The release of funds for approved loans, on the other hand, can now be completed even on the same day that the applications were submitted — a feature that borrowers can never expect of bank loans and other conventional loan solutions.

Comparing Bank Loans, Loans from Direct Lenders, and Loans from Loan Brokers

For many borrowers, the next best alternative to bank loans are loans taken directly from the lenders — simply because they do not entail having to pay for the loan brokers’ fees. What many seem to be unaware of, however, is the fact that because loan brokers have extensive connections to various lenders across various regions, it only follows that they also have comprehensive access to all the many deals and discounts that the lenders are offering across their numerous lending services. Consequently, borrowers who decide on securing loans with the help of loan brokers have, accordingly, enjoy far more benefits and much more savings in the long term. And since loan brokers do provide their borrowers with expert financial advise, borrowers who opt to avail of their services are ensured the best loan options that best suit their unique financial conditions.

why choose bank loans






  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.





LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.