Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



*Online decision

*Responsible lenders

*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment



*Instant Decision

*60-Second Application Form

*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help


Credit Card Debt


Housing Issues


Professional Loans


Why You Should Compare With Us

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances





Representative Examples from Competitive Companies

Loan amount
Loan term
3 months
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Loan amount
Loan term
2 Months
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Best Loan Companies in the UK

For many borrowers, finding the top loan companies in the UK that offer the best services at the best rates can be a challenge. Even for both the experienced and the inexperienced alike, searching for a loan company that offers the best loan products and services at the lowest possible rate is not only a daunting task that require efforts that can at times prove to be futile — it can also mean delving into the often frightening financial unknown. This is because although most lending companies have already opened their doors wide open to all borrowers regardless of their poor credit rating, the compromise that these companies often have to make in order to serve this purpose sometimes defeats the purpose itself. Because these companies allow borrowers with bad credit scores to avail of their services, the risks that they often take in order to achieve this end have, in many instances, resulted to situations wherein a compromise becomes inevitably burdensome on the part of the borrowers. Due to the fact that the loan companies have to take higher risks in allowing borrowers to procure loan services despite the chance that they will not likely be able to pay them off, they often need to charge much higher rates compared to that of the services being offered by most conventional lending institutions. Because of this, the top loan companies in the UK that offer good yet unrestrictive services at low interest rates are often hard to come by.

choose the top loan companies in the UK

Loans for Bad Credit from the Top Loan Companies in the UK

Over the years, much has changed in the lending industry. While the borrowers burdened with poor credit scores and bad payment histories were often precluded from taking loans from any of the market’s leading lending firms, the continuing evolution both in technology and in the lending industry has since paved the way for innovative new loan services from the top loan companies in the UK that has since brought loan products that have been especially developed to serve the needs of individuals with bad credit right in the forefront.

With these innovative new loan services, borrowers now have the option to procure loans at much affordable interest rates, despite a history of poor credit, and despite records of bad payment histories. Because many of the top loan companies in the UK have since left their doors wide open to all types of borrowers regardless of their credit scores, individuals with poor credit scores and bad payment histories need not suffer a lifelong of financial consequences due to their poor credit.

While in the past, borrowers with unimpressive credit scores were only left to choose from equally unpleasant choices to resolve their financial difficulties — such as that of borrowing from friends and family, as well as taking loans from lenders who are operating illegally — the latest innovations in the lending industry has now made it possible for borrowers with bad credit to resolve their financial dilemmas without any difficulty. With these new loan services, borrowers, despite their poor credit scores and bad payment histories, no longer have to deal with the inevitable unpleasantries often inherent to alternatives that used to be the only options available to individuals with bad credit.

Instant Loans from the Top Loan Companies in the UK

With the emergence of innovative new loan solutions from the top loan companies in the UK that are especially designed for individuals with bad credit, borrowers no longer have to endure the usual inconveniences normally brought about by their poor financial standing. Through the many new loan products now being offered by many lending firms, borrowers can now have both savings and convenience even despite their poor credit. Among the most popular of these innovative new loan services are instant loans — which are basically small loans that borrowers can pay over short term conditions. Through these types of loans, borrowers no longer have to undergo the usual inconveniences of procuring loans from traditional lending institutions, such as waiting in long lines for long hours only to be told to endure even more waiting for their applications’ processing and approval, which is normally without guarantee.

With instant loans, borrowing has now been made much more simpler and far more convenient. Through these loan solutions, borrowers now have the option to submit their applications right straight from the comfort of their own homes. In applying for these loan services, borrowers can simply submit their applications online, which they can now do from anywhere, anytime.

These loan services are ideal in situations that require urgent financial solutions. Because instant loans guarantee fast processing and easy transactions, they make the best option in times of tight financial situations, such as those that involve emergency hospital bills, car repairs, minor home repairs, as well as relatively small purchases such as that of new electronic gadgets like laptops, tablets, cellular phones and other similar gadgets, as well as other expenses that are relatively affordable and payable in short term payment conditions.

choose the top loan companies in the UK

Top Loan Companies in the UK: Loans from Direct Lenders

For many borrowers, regardless of their credit scores, majority seem to think that taking loans from direct lenders yield far more savings than borrowing with the help of the top loan companies in the UK. Reality, however, suggests otherwise.

Although the top loan companies in the UK often charge fees for their services, the benefits that these yield far outweigh that of the savings that borrowers get from taking loans from the lenders directly. Because loan brokers bank on their network of connections to many different lending firms across many different regions, they often have far-reaching access to the many different discounted services of these lenders, which is a feature that borrowers who opt to take loans from direct lenders do not have access to. Through these access to discounted services, loan brokers are able to provide borrowers with far cheaper options. And since many loan brokers offer borrowers extensive expert assistance in determining the most appropriate loan solution based on their unique financial situations, borrowers have more guaranteed savings when they procure loans through the help of loan brokers’ services, compared to simply securing loans directly from the top loan companies in the UK.






  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.





LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.