Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



*Online decision

*Responsible lenders

*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment



*Instant Decision

*60-Second Application Form

*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help


Credit Card Debt


Housing Issues


Professional Loans


Why You Should Compare With Us

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances





Representative Examples from Competitive Companies

Loan amount
Loan term
3 months
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Loan amount
Loan term
2 Months
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Finding the Best Loan Rates in the UK

Due to the ever-increasing demands for personal top loans rates and other loan services, conventional lending institutions such as banks and other lending firms have, in the past, decided to come up with a system designed not only to put a curb on their losses from their borrowers’ delinquent accounts, but also to ensure that the number of these types of borrowers are significantly lessened in all the years to come. With this scoring system in place, borrowers whom the lenders deemed to have unsatisfactory levels of income were automatically given poor credit scores, while those who frequently missed monthly payments automatically had their records reflect bad payment histories.

Through this credit scoring system, borrowers who fall below what the conventional lending institutions consider bare minimum were automatically precluded from taking any more top loans rates from any of the traditional lending firms. Because of this, borrowers struggling with financial difficulties as well as those who need to address financial emergencies were often left no other alternatives other than borrowing from friends and family, or taking loans from the lenders operating illegally. And since borrowing from friends and family is not always easy, borrowers with poor credit scores and bad payment histories are often left no other choice but to enter underground loan agreements with lenders operating illegally. But because these types of lending services are not regulated by the government, borrowers are often left no choice but to pay for unfairly high interest rates, which often leaves them in perpetuated financial predicaments. In this day and age, however, borrowers now have unlimited access to a plethora of innovative new loan solutions and services.

With the continuing evolution in technology and the lending industry, borrowers with poor credit scores and bad payment histories no longer have to endure the usual unpleasantries brought about by bad credit. While in the past, borrowers were often left to suffer from the dangers and inconveniences normally associated with unconventional lending practices, through these innovative new financial solutions, borrowers now have access to far more secure and much more convenient top loan rates services.

why choose top loan rates

Top Loan Rates in the UK: Loans for Bad Credit

With the emergence of innovative new loan services in the lending market, borrowers now have far better options than ever before. While in the past, individuals with poor credit scores and bad payment histories were left no other alternatives in times of financial emergencies, borrowers are now afforded more options in their quest to address urgent financial situations. Through these innovative new loan solutions, borrowers no longer have to wait in long lines for long hours just to submit their loan applications. Consequently, the processing and approval of their applications no longer take weeks to complete. Because toploan rates applications can now be completed entirely online, borrowers may now submit their applications from anywhere anytime. Forms need only be completed online, and requirements may now be submitted over the internet. And since applications are processed immediately after they are submitted, borrowers can now expect for their applications’ approval in as short as a matter of mere minutes. The release of loan funds, on the other hand, may be expected as early as the same day that the application was submitted.

While in the past, individuals with poor credit scores, in times of emergencies, were normally only left two equally unpleasant alternatives of borrowing from friends and family, or borrowing from lenders operating illegally — through these innovative new loan services, borrowers now have numerous, better, more convenient, and far more affordable alternatives.

Top Loan Rates in the UK: Instant Loans

Among the innovative new top loan rates solutions that have recently emerged in the lending industry, instant loans are by far the most sought after by borrowers, and for good reason. With these types of loans, not only do borrowers have the convenience of being able to submit their applications entirely online, they also enjoy the advantage of much faster processing of their transactions, the approval for which require a much lesser amount of time. Because applications for these loans are processed as soon as they are submitted, borrowers can expect for the approval of their applications in as little as mere minutes. The approved loans’ funds, on the other hand, can be released in as little as just a few hours after the application has been submitted. It is exactly for these reasons that instant loans make the top loan rates option in times of urgent financial situations. Because borrowers need not have to worry about having to wait long for the approval of their applications, instant loans are one of the best short-term financial solutions.

Through instant top loan rates services, borrowers now have better access to more secure and far more affordable loan solutions. With instant loans, borrowers can now easily address urgent financial situations, such as those that involve hospital bills, car repairs, home repairs, and other similar costs. Instant loans also make great options in relatively affordable purchases, such as that of new gadgets, appliances, and other similar expenses.

Top Loan Rates in the UK: Loans from Direct Lenders

Most borrowers believe that procuring top loan rates directly from the lending institutions will yield far more savings than securing loans through loan brokers’ services. This is mainly due to a common belief that procuring loans with the help of loan brokers only lead to needless expenses, especially that of the payment involved in the loan brokers’ services. What many are unaware of, however, is that because loan brokers have a network of connections to many different lenders across many different areas, they consequently have extensive access to all the different deals and discounts that these lenders offer on their services. Because of this, borrowers actually have better chances at bigger long-term savings than they do in procuring loans from the lenders directly. And since most loan brokers offer expert financial advice to borrowers that will help them find better financial solutions with respect to their unique financial situations, there is much lesser risk in borrowing through loan brokers’ services than borrowing directly from the lenders.

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  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.





LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.