Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



*Online decision

*Responsible lenders

*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment



*Instant Decision

*60-Second Application Form

*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help

Credit Card Debt

Housing Issues

Professional Loans

Why You Should Compare With Us

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances

Representative Examples from Competitive Companies

Loan amount
Loan term
3 months
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Loan amount
Loan term
2 Months
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Finding the Best Loans in the UK

Loans have always been an integral part of man’s financial survival since time immemorial. And because demands for loans have only steadily grown throughout the history of time, one of the inevitable consequences of this was a lateral increase in the number of borrowers with unpaid accounts. As a result, traditional top loans such as banks and other firms have decided to come up with a credit scoring system that they have specifically designed to address not only the steadily climbing number of delinquent accounts, but also to significantly lessen the risks that are brought about by these unpaid accounts.

As a consequence, individuals with income levels that conventional lending institutions deemed insufficient were automatically given poor credit scores, while those who frequently missed payment of their bills — regardless of their reasons — had their records automatically reflect bad payment histories. Because of this, individuals with poor credit and bad payment histories were automatically precluded from procuring any more loans from any of the conventional lending institutions and firms. Individuals with tainted financial histories were consequently often left with no other alternatives in times of urgent financial crises — other than borrowing from lenders operating illegally, or borrowing from friends and family.  And since taking a loan from friends and members of one’s family isn’t always easy, a lot of borrowers tend to settle with procuring underground loans from lenders operating illegally. But while this option often allows borrowers the temporary financial relief that they seek, the long-term effects of these type of top loans inhumanely high interest rates often leave borrowers in even worse financial crises.

With the continuing evolution of the lending industry and the subsequent advancements in technology, however, innovative new financial solutions from top loans have since been introduced to address the unique financial needs of borrowers with poor credit scores and bad payment histories.

choose the top loans

Top Loans for Bad Credit

While in the past, loan application submission entailed long hours of waiting in long lines, and even longer waiting for the processing, approval, and release of approved loans’ funds — with the emergence of innovative new loan solutions in the market, borrowers now have the ability to complete their loan applications entirely over the internet. And while individuals with poor credit scores and bad payment histories were, in the past, automatically precluded from taking any more loans from any of the standard lending firms, these innovative new financial solutions that have been relatively recently been introduced to the lending market were especially designed to address the needs of borrowers with poor credit. With these new top loans services, borrowers now have far better, more affordable, and much more secure options especially in times of urgent financial situations. Although borrowers with bad credit scores and unimpressive payment histories, were, in the past, often left in an endless cycle of debt due to the conspicuously high interest rates of their only available loan alternatives, with the recent introduction of innovative new loan solutions in the lending market, individuals with bad credit now have a real chance to get out of debt.

Top Loans in the UK: Instant Loans

One of the most popular and most sought-after among the innovative top loans solutions that have been fairly recently introduced in the lending market are instant loans. Through these types of loans, borrowers now have easy access to much-needed financial solutions in times of urgent financial situations. With instant loans, borrowers need not worry about the long lines and long waiting that are usually involved in procuring loans from conventional lending firms and institutions. Through these types of top loans solutions, borrowers now have the convenience to fill up and complete their applications entirely online. And because applications for these loan solutions can be accomplished entirely over the internet, borrowers have the convenience of being able to submit them from anywhere they are, at any time they wish.

With instant loans, applications are processed as soon as they are submitted. And since they are processed immediately after they are submitted, approvals can be expected in as little as just mere minutes. The release of funds for approved loans, on the other hand, can now be expected even on the same day that the application was submitted. Because of the benefits that instant loans have to offer, these types of loans provides numerous benefits for the borrowers.

Instant top loans are ideal in addressing urgent financial situations, such as those that involve hospital bills, urgent home repairs, car repairs, and other similar expenses. These loan solutions also make great alternatives in making relatively affordable purchases, such as that of new gadgets, accessories, as well as in paying for bills and travel expenses. But because instant loans are small loans that are normally payable over short term payment conditions, they do not make the best options in financial situations that require long term solutions. In times of such crises, borrowers are instead advised to consider secured loans, which are considered the best alternatives in addressing more complicated financial difficulties.

Top Loans in the UK: Loans from Direct Lenders

For many borrowers, there is a common belief that taking loans from the lenders directly yield far more savings than borrowing money with the help of loan brokers’ services. But while it’s true that loan brokers often require a fee for their services, procuring loans through their assistance actually yield far more benefits than borrowing directly from the lenders. Because loan brokers have a network of connections to many different lenders across many different areas, they inevitably have extensive access to more deals and promotions that are being offered exclusively by the lenders. Through this access, borrowers have better chances of finding better loan arrangements than they do when they secure loans from the lenders directly. And because loan brokers often provide their clients with expert financial guidance, borrowers are given the best loan options in relation to their unique financial situations. For these reasons alone, borrowers are often better off seeking help from loan brokers in securing the top loans.

choose the top loans


  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.

LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.