Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Short-Term

Loans

*Online decision

*Responsible lenders

*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment

Personal

Loans

*Instant Decision

*60-Second Application Form

*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help

Credit Card Debt

Housing Issues

Professional Loans

Why You Should Compare With Us

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances

Representative Examples from Competitive Companies

Loan amount
15000
Loan term
3 months
CUSTOMERSCORES
Good
Apply Now

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Loan amount
12000
Loan term
2 Months
CUSTOMERSCORES
Excellent
Apply Now

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Getting to Know More About Doorstep Loans No Credit Checks

Key points

  • Doorstep loans are small, quick loans that can be obtained with no credit checks required.
  • Also know as home collection loans they offer a convenient way to lend money for those with bad credit.
  • It’s important to only work with responsible, licensed UK direct lenders.

There is nothing more baffling than to manage emergencies and have no cash. How can you pay those bills on time? There are ways and even offered administrations which you can get that will help settle your cash issues. The main thing here is to locate the best doorstep loans with no credit checks. On the off chance that you require doorstep loans with no credit checks then better locate the best lender that will make the procedure less demanding. Along these lines, you will likewise stay away from issues.

If you require doorstep loans with no credit checks then you will without a doubt discover this credit extremely painful. It is really the best advance for individuals who just depend on their month to month compensation and have a bad credit line. Not all like those other loans which you require tonnes of requirements and record verification before you get endorse, doorstep loans with no credit checks will just need your ID card in addition to some data about you, for example, where you are working and the name of your manager. It is simple and helpful to get the doorstep loans with no credit checks you require. You just need a base number of necessities too to get the endorsement.

Doorstep Loan Requirements

While we are eager to help you solve your financial problems, you’ll need to have the following before you can borrow:

  • Proof of income ( bank statement or wage slips will do just fine)
  • Proof of residence (utility bill carrying your address works most of the time)
  • Proof of Identity ( government-issued ID with a photo of you)
  • Also, you must 18 years old or above, resident in the UK, and be fully or partly employed with the capacity to repay your loan before we can help you request for a loan from any of our numerous partners.

No More Banks Means No More Stress

With doorstep loans with no credit checks, you no longer need to go to the bank just to answer an application form. There’s no requirement for you to fall in long lines and even wait for a few days just to get the cash help you require. Doorstep loans with no credit checks will just oblige you to wait for no less than several minutes and have your cash deposited to your financial account in a matter of seconds. You no longer need to answer those inquiries on where and how you will spend the cash you acquired. No big surprise this is the most favoured credit by individuals who require doorstep loans with no credit checks.

Finding the Right Lender

In the event that you require doorstep loans with no credit checks then better locate the correct moneylender. You will most likely discover tonnes of them on the web. They are putting forth stunning arrangements and administrations that are extremely encouraging. If you haven’t tried any loans then these offers could overpower you. So it will be exceptionally useful to request a few proposals on where to locate the best doorstep loans with no credit checks of such sort of credit. Make a point to assemble the names of moneylenders which you will get from your friend.

When you have them, go on the web and do your research. Check how they give their administrations and arrangements to their customers. While online ensure too to understand and consider audits. The words from past customers will help decide if a specific loan specialist will have the capacity to give you the best administration and bargain or not. You will likewise get the chance to take in more about doorstep loans with no credit checks and its advantages and additionally drawbacks.

What We Do

We have a huge list of partner lenders from across the UK. This list of reputable lenders are all part of our agreement. What this means is that by filling out our online form you will have access to the very best deals from across the UK. Once you have filled out the 2-minute form it will be sent over to our team of experts that will quickly find the company willing to lend to you at the lowest interest rates possible. We guarantee that you will have any interest rate matched or beaten as we only offer the very best. Once the team has found a lender and you’ve given the go ahead they will send your details over and you will usually get the cash straight into your account within 15 minutes of approval.

So why not let us do the work for you? You will not only save yourself a huge amount of time but also a lot of money as well by getting the best rate possible. We do all of this entirely free as well, you will not pay us a penny for this service and there are no hidden charges. We also have an agreement with the lenders that they are not allowed to increase your interest to cover the fee we charge them for passing you over. This means that you get the base price with no extras whatsoever.

Doorstep Loans (PROs)

  1. You are allowed to spend the money in whatever way you want.
  2. You will not need a bank account before you can access a doorstep loan since you will be dealing with cash all the time.
  3. Paperwork is considerably low but essential
  4. You’ll receive money in cash and payback in kind
  5. There is no waiting period. If the agent approves your application, you’ll be paid instantly and in cash too
  6. You will also get the chance to discuss your finances with an expert right there in the comfort of your living room.
  7. You can ask all the questions about the loan and the agent will be willing to assist you in the best possible way.
  8. The lender will only return to your home on a pre-agreed date. You can decide to make repayments on a weekly or monthly basis if you wish.
  9. Your credit history and current financial status may not be a deterring factor. The lender will still consider your application regardless of your current credit status.

CONs

  1. You are not allowed to borrow beyond 1000 pounds in most cases.
  2. Interest rates may be ridiculously high.
  3. If you fall behind payments, your debt can easily spin out of control.

Doorstep Loans With No Credit Check FAQs


How do doorstep loans work?

Doorstep loans are normally short-term loans that are unsecured and they are referred to as such because your application, obtaining of funds and each repayment will take place in the comfort of your home. This is an extremely convenient option for anyone who isn’t too comfortable when dealing with financial matters online.

Doorstep Loans and Home Credit, Are They The Same?

Yes, they are. Both sets of loans are delivered directly to your home and the repayment is collected in the same manner.

How much can I borrow when applying for a doorstep loan?

In most cases, doorstep loans cater to individuals who want to borrow smaller amounts of cash, for instance under £1,000. However, each lender will have their own terms and conditions when it comes to the amounts of cash that they will be willing to lend by means of a doorstep loan.

Will a credit check be done if I apply for a loan?

No. In fact, most of our lenders will be willing to assist you with the funds you need without performing any type of credit check on you.

Can People On Benefits Or Unemployed Individuals Qualify For Doorstep Loans?

You can get our loans if you are not employed. We try our best to offer loans that will suit the financial situations of numerous applicants.

What Happens If I Fail To Keep Up With The Repayment Plan?

There are no stiff consequences for failing to meet up with a repayment. However, the high-interest rate means that you will have to pay back a huge amount on a later date. If you sense that you may not be able to repay within the stipulated time, do well to let the lender know as soon as you can. Informing your lender on time will put you in a position where you can negotiate new terms of repayment.

Will I Lose My House If I Fail To Repay The Loan?

Failing to repay a doorstep loan will not result in you losing your home or car. However, the interest rates on the loan will skyrocket at a high rate if you fail to keep up with the repayment plan. So make sure you can afford to repay the loan back before you go ahead to apply for one.

What’s The Difference Between Loan Sharks And Doorstep Lenders?

Both sets of lenders may come to your home but there are not the same. Doorstep lenders are Federal Conduct Authority (FCA) approved and they offer their customers protection and rights. Loan sharks, on the other hand, are illegal lenders and they are known to threaten and harass their customers if they fail to repay the loan. You also retain no legal rights if you decide to borrow from a loan shark. You can look through the FCA list to check for approved lenders.

If you are approached by someone who wishes to offer you a loan, make sure to ask for their licence or authorization. If they fail to provide one, then they are probably operating without the required approval. Protect yourself by refusing to borrow from them.

STATEMENT OF COMMITMENT

  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.

LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.