Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



*Online decision

*Responsible lenders

*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment



*Instant Decision

*60-Second Application Form

*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help

Credit Card Debt

Housing Issues

Professional Loans

Why Compare Loans With Us?

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances

Representative Examples from Competitive Companies

Loan amount
Loan term
3 months
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2 Months
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How to Find The Best Licensed Loan Sharks Online

Key points

  • Responsible, licensed direct lenders are a convenient way to borrow fast money in an emergency.
  • They are often one of the only options available if you have bad credit or have been refused elsewhere.
  • The convenience of arranging a loan at your doorstep is what makes this type of lending a popular option.

Do you need fast cash now to pay off those bills or even to buy medications for your sick child? There are different kinds of loans today which you can easily apply. If you wish to get fast cash today then you should find the right licensed loan sharks. Through them, you will get the cash assistance you need. However, there are certain things you must learn first regarding those licensed loan sharks. This way you will surely get the benefits of fast cash loan and avoid any issues in the end. Read on and find out more about licensed loan sharks.

From time to time we require quick money particularly when there’s a crisis. Imagine this where we just rely on our month to month compensation. Obviously, amid those instances, we require cash fast. In spite of the fact that we can get cash from a friend, there is as yet a compelling and more secure approach to get quick money. On the off chance that you require quick money now then you ought to find the right licensed loan sharks. Through this sort of loan, you will get your cash needs out no time unlike having it from a regular loan bank. Read on and find out more about licensed loan sharks.

It’s Easy and Anyone Can Do It

Unlike those other loans that are offered by banks, quick money credit or payday advance does not have huge amounts of requirements. You just need to send your ID card details. These requirements will simply give them some details about you and the certification that you will have the capacity to pay the advance on your next paycheck. You don’t need a perfect credit line to get the approval you need. This is why quick money advance is additionally prudent for the individuals who doesn’t have a good credit line. Simply envision that you can really get the money you require regardless of the possibility that you have a bad credit line.

You will get the opportunity to have your money with no other questions from them like where you will spend your cash. Simply ensure that you will pay them back on the following month you will get your paycheck, along these lines you will avoid having a high accumulation of loan cost. Remember that quick money credit might be exceptionally helpful yet it has a high financing cost. Neglecting to pay for it on time will most likely gather rate in addition to its penalties.

Finding the Right Lender is Important

The main catch here is to locate the best licensed loan sharks. You will clearly discover huge amounts of organisations and moneylenders out there offering quick money credit. You will get the chance to discover it being offered in your bank. To completely make the most of its advantages and keep away from any problems, ensure that you locate the licensed loan sharks. On the off chance that you require quick money now then be more cautious in hunting down the best licensed loan sharks in your city today.

Alternatively, if you wish to save time because you are too busy to research each lender individually. Perhaps you are just looking to save money and get the best possible deal on interest rates. Maybe you are new to the lending world and need help with advice or where to look to make sure that you aren’t taken advantage of. If any of these apply to you then we can help you without a shadow of a doubt.

We are effectively a loan comparison site that will enable you to make one application and have access to over 40 different lenders getting you the very best rates on the market. We can save you time and money but most importantly make the entire process stress-free. The best part is that everything we do, we do for FREE. We will never charge you for our service, there are no hidden charges in the finance plans and we have an agreement with the lenders that they will never raise the interest to cover what we charge them. So, all in all, you will get the best possible rates with the most suitable lender regardless of your credit history or past.

Are Loan Sharks As Good As We Have Been Made To Believe?

To be fair, loan sharks have a habit of making good first impressions. But do they always continue that way?

Well, it’s hard to tell sometimes. For instance, if you do not fail to make repayments, then there is a chance that you’ll continue to enjoy their service. However, you must be aware of the fact that borrowing money from loan sharks comes at a high price. You’ll be exposed to risks that are oftentimes not necessary. For example:

  1. If you borrow money from loan sharks, you’ll end up paying interests that are way higher than what you’d pay when you borrow from legal sources. This is not to over-shoot it, but if you borrow 500 pounds, there is a chance that you will end up paying up three times that.
  2. As a result of the pressure that comes with borrowing from Loan Sharks, you may end up with no choice but to get another loan to pay up what you currently owe.
  3. You risk being harassed or threatened if you fail to keep up with the repayment plan.

How Do I Identify A Loan Shark?

Loan sharks are pretty easy to spot. They’ll always act in one or all of the following ways.

  • They do not mind being confrontational if issues get messy. There have been reports that people received threats because of their inability to make repayments on due dates.
  • Loans sharks can change the terms of the agreement at any moment.
  • They may not be completely transparent when comes to divulging vital information such as interest rates and how much you actually owe.
  • They have a tendency to make your debt repayment very difficult.
  • Loan Sharks offer very little paperwork.
  • They request for items such as driver’s licence, bank cards, and passport for security purposes.

Loan Shark Alternatives

Bad credit ratings or low income should not be a reason for you to fall into the cold hands of loan sharks. There are many legal lenders out there that will be willing to loan you some cash even regardless of your current financial condition. You can always check through the FCA list for authorised lenders, and pick the best deal.

Credit Unions

You can also borrow from a credit union, though you may be required to become a member first and save some money with them before you can borrow.

Government Benefits

Make sure that you are taking full advantage of the benefits that are available to you under the law.

Take Note of Your Entitlements

In situations where you need to borrow money for emergencies, you apply for an interest-free loan from the social fund. England, Welsh, and Scottish government may also have help programmes that you can benefit from.

Licensed Loan Shark FAQs

How long will it take to get my funds?

After your loan has been approved, you will receive your funds on the same day. In many cases, funds will be made available to you within an hour after approval has been granted.

Who provides the funds if my loan application is approved?

Loanlingo.co.uk works with several reputable direct lenders and they will be responsible for providing the funds to you. All information regarding the company that provides the loan will be supplied to you at the time of application.

How safe is it to apply for a loan online?

It’s extremely safe because all of the necessary measures have been put in place to safeguard your personal information. We will also never sell or share your information with any unauthorised parties at any time.

How will I know what type of loan to apply for?

Several types of loan products are available, which can make it seem daunting when trying to apply for funds. However, our lenders will get in touch with you after you have provided your personal information and they will help determine what the best type of loan product will be for you.

If I request an online quote, will I be obligated to accept it?

Not at all! If you decide to change your mind for any reason, you will be under no obligation to accept a loan from any of our direct lenders at any time.

Can I use my loan to repay an outstanding credit card balance?

Yes! After receiving your funds, you are allowed to use them in any way you like. If you are being hounded by your bank to repay an outstanding credit card bill, you can do so. Alternatively, you can use your funds to pay for car or home repairs or anything else you need.

How do I know that a lender is legitimate?

The FCA (Federal Conduct Authority) has made it easy to identify Illegal lenders. They have a list of authorized lenders in the country. So if a lender is not on this list, then make sure that you do not borrow money from them and do not entertain any courtesy from them. You can look through the FCA register to see if a lender is listed or not.

Are there laws against loan sharks?

Though they may be evasive when it comes to dealing with people who borrow from them, they are certainly not out of the reach of the law.

Anyone who harasses you whether Loan Shark or not, is breaking the law and is subject to appropriate sanctions. So when a loan shark threatens to prosecute you, you should know its only a bluff. Under the law, they have no right to make you do anything. In fact, they do not have the right to make you pay back the loan because it was an illegal loan in the first place.

How do I expose a loan shark?

If you have reasons to think that a supposed lender is actually a loan shark, you can report them immediately. Contact the police if you are being threatened by them. You can find out more from GOV.UK


  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.

LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.