Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



*Online decision

*Responsible lenders

*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment



*Instant Decision

*60-Second Application Form

*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help


Credit Card Debt


Housing Issues


Professional Loans


Why You Should Compare With Us

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances





Representative Examples from Competitive Companies

Loan amount
Loan term
3 months
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Loan amount
Loan term
2 Months
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Quick Loans UK for Bad Credit: Finding the Best Loan Options

For man and the rest of society, loans have always played extremely important roles in ensuring their survival financially. But as more and more people and businesses started to become heavily reliant on loan services, more and more borrowers found themselves struggling with unpaid debts. In order to address what then seemed to be quickly escalating problems, traditional lending firms and institutions have decided to address the situation by developing a system designed especially towards the same end. Through this system, lending firms were able to lower the number of delinquent accounts, as well as easily segregate the borrowers according to their individual financial capacities. With this credit scoring system in place, borrowers whom the lending firms believe will not have any problems trying to pay off their loans were easily kept apart from the borrowers whom they believe are unlikely capable of paying theirs off at all. Under this system, individuals who are earning less than what the lending firms have decided as sufficient were automatically assigned poor credit scores, while borrowers who may have repeatedly missed out on their payments automatically had their records reflect bad payment histories.

With this credit scoring system, traditional lending firms and institutions easily achieved their common end — but its aftereffects to the borrowers were proven to be extremely detrimental and disadvantageous to their finances. Because borrowers with poor credit scores and bad payment histories were no longer allowed to procure any more loan services from any of the legitimate lending firms and institutions, it became extremely problematic whenever they faced urgent financial situations. Because they are no longer qualified for any loans from any of the lending institutions, borrowers were often left with very few and often unpleasant or impractical alternatives. In times of critical financial situations, borrowers were often left to choose between asking for money from some of their friends or some of the members of their family, or take underground loans from lenders operating illegally. And because asking for money from friends and family is not always an option, many borrowers often resort to borrowing from illegal lending firms. This latter option, while it does provide borrowers much-need temporary financial relief, has long term-repercussions that often leave borrowers in even worse financial situations. Because of the excessively high interest rates that are inherent to underground loan services, borrowers are often left in perpetuated financial crises.

why get quick loans

With the increasing number of borrowers with bad credit falling into the same financial predicament, however, a whole new market was later on created — comprised entirely of borrowers with bad credit. And as demands for more reasonable, more flexible, and much safer loans continued to increase in this newly created market of borrowers with bad with bad credit, lending firms and institutions later came up with more acceptable financial resolutions.

Taking Quick Loans for Borrowers with Bad Credit

As lending institutions and firms started to take measures to address pressing demands from borrowers with bad credit, innovative new loan services such as quick loans for bad credit were later on introduced in the market. Through quick loans for bad credit and innovative new loan services, borrowers now have much more convenient loan options, especially in times of tough financial situations. With quick loans for bad credit, borrowers now finally have access to so much more affordable, much more flexible, and far more secure loan solutions. Unlike the application procedures involved in many of the conventional loans that are being offered by standard lending firms, loan applications for quick loans for bad credit do not necessitate incredibly hard to procure requirements, where borrowers are only asked to submit basic documentary requirements in order to complete their applications.

How to Get Quick Loans and Instant Loans for Bad Credit

With instant loans and quick loans for bad credit, applications can now be done completely over the internet. And because quick loans allow borrowers to accomplish their applications online, they now have the convenience of being able to submit their applications from anywhere, anytime. Through applications for quick loans, borrowers can now expect for their applications to be processed as soon as they are submitted, while their approvals can now be accomplished in as little as just mere minutes. The release of funds for the borrowers’ approved loans, on the other hand, may now be expected even within the same day that the applications were submitted.

Due to these convenient features of quick loans for bad credit, these loan services make the best resolution in times of urgent financial situations — such as those of unexpected expenses involving car repairs, home repairs, or payment of hospital bills, among others. Quick loans also make great options in making relatively small and affordable purchases, such as those that involve new gadgets, new appliances, or even travel expenses.

But while quick loans are extremely helpful in many situations, the fact that they are typically small loans that are normally to be paid over short payment terms do not make them great alternatives in much more complicated financial crises. In situations that need loans in much higher amounts, borrowers are better off procuring secured loans, which are payable in much longer payment terms.

Getting Quick Loans from Direct Lenders

For most borrowers, the common misconception is that borrowing from the lenders directly saves them more money, because this way, they do not have to pay for loan brokers’ fees. Many borrowers seem to lose sight of the fact that because loan brokers bank on their extensive connections to numerous lender across numerous areas, they consequently have unrestricted access to all the different deals and promotions that are being offered by various lenders. Because of this, borrowers who procure loans with the help of loan brokers actually enjoy a lot more savings and so much more benefits in the long term. And since expert financial advise is provided by loan brokers provide their clients, borrowers are ensured to get the best loan alternatives that work best according to their unique financial circumstances.

why choose quick loans







  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.





LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.