Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



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*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment



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*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help

Credit Card Debt

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Why Compare Loans With Us?

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances

Representative Examples from Competitive Companies

Loan amount
Loan term
3 months
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2 Months
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Unemployed Loans UK: Finding the Best Loan Options

Due to the gravity of the importance of loans in the survival of both people and businesses, it’s inevitable that demands for loans and other loan services only continue to surge throughout the years. And as the demands for loans and the number of borrowers continued to increase, unavoidable problems have consequently surfaced. Among these problems were increasing number of accounts that were delinquent, which traditional lending firms have decided to address by devising a credit scoring system. Through this system, lending firms did not only find a way to put a curb on the incessantly increasing number of delinquent accounts, it also served as a tool for borrowers to easily segregate borrowers based on their financial efficiency. With this credit scoring system in place, borrowers whom the lending firms believe are incapable of paying off their loans in the long term were easily separated from the borrowers whom they believe will be able to pay off their debts without any problems.

Under the same credit scoring system, individuals who earn less than what the lending firms have decided as sufficient were consequently given poor credit scores, while the borrowers who, for one reason or another, have repeatedly missed out on their payments had their records automatically reflect their bad payment histories. As a consequence, the borrowers who were given poor credit scores and bad payment histories were automatically disqualified from getting any more loans from any of the standard lending firms. And although this credit scoring system was extremely helpful to the lending firms, its effects were detrimental and extremely disadvantageous to the borrowers. This is especially manifest in times of urgent financial situations, where borrowers could no longer seek financial help from the lending firms. Because of these ramifications, borrowers with poor credit scores and bad payment histories were often left to choose between very few and often unpleasant and impractical alternatives. And since asking friends and family for money is not always easy, borrowers were often left to choose taking loans from underground lending firms. And although this option does allow borrowers a form of temporary financial reprieve which they desperately need, the long-term financial consequences associated with these loan services often leave borrowers in perpetuated financial problems. Due to the fact that underground loans charge far higher interest rates, they often leave borrowers in even worse financial states.

why consider unemployed cash loans today

Getting Unemployed Payday Loans for Borrowers with Bad Credit

As more and more borrowers with bad credit scores fall into similar perpetuated financial predicaments, their consistent increase in number soon paved the way for the emergence of an entire new market made up entirely of borrowers with bad credit. And as demands for more acceptable, more affordable, and more secure loan services continued to increase, lending firms and institutions eventually came up with innovative new loan services. Through innovative new financial services such as unemployed cash loans for bad credit, borrowers finally have more affordable, more flexible, and far much safer financial alternatives.

Unlike application procedures for many of the conventional loans that are typically being offered by many of the traditional lending firms and institutions, applications for unemployed cash loans for bad credit are far less complicated and much faster to complete. With unemployed cash loans and other innovative loan options, borrowers need not have to wait for long hours in long lines just to submit their applications, nor do they have to endure even longer waiting when it comes to the applications’ approval and subsequent release of funds. Because of innovative new loan solutions like unemployed cash loans, borrowers now have easy access to much better loan services.

How to Get Unemployed Cash Loans and Instant Loans for Bad Credit

With the emergence of the innovative new loan solutions that are now easily available to lenders in the market, borrowers no longer have to worry about where to financial resources in times of urgent financial crises. Among these innovative new financial services are unemployed cash loans for borrowers with bad credit. Just as the name itself indicates, unemployed cash loans are innovative loan options that allows unemployed borrowers to still avail of loan services despite their bad credit. Through unemployed cash loans, borrowers no longer have to worry about not being able to qualify for loans simply because they are unemployed. With loan solutions such as unemployed cash loans, borrowers can rest assured that they will still qualify for loans regardless of their unemployment, and even despite their bad credit.

Unemployed cash loans offer borrowers not only the guarantee that they will still qualify for future loans, but also the convenience of being able to submit their applications right from the comfort of their own homes. Because applications for unemployed cash loans can be accomplished entirely online, borrowers now have the advantage of being able to submit their applications from anywhere, anytime. Because of these convenient features of unemployed cash loans, these loan services actually make great resolutions in times of urgent financial situations. But because unemployed cash loans are generally small loans that borrowers can pay over short payment terms, they do not always make good options when it comes to much more complicated financial conditions. In these situations, borrowers are much better off procuring secured loans, which are loans that can generally be paid over in much longer terms.

Getting Unemployed Cash Loans from Direct Lenders

Many borrowers mistakenly believe that because borrowing from the lenders directly do not necessitate having to pay for loan brokers’ fees, it saves them more money. What many borrowers do not realise, it seems, is that because loan brokers have momentous connections to various lenders, it only follows that they also have extensive access to all the many different deals and discounts that are being offered by the lenders across their various services. Because of this, borrowers who decide to enlist the help of loan brokers actually enjoy so much more savings and far more benefits in the long term. And since loan brokers provide their borrowers with expert financial advise, borrowers are ensured the best loan options in relation to their unique financial situations.

why get unemployed cash loans


  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.

LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.